How it works
From group chat to confirmed order
The full journey of a split order — what the merchant does, what the group sees, and what happens to the money at every step.
Create the split order
From the Splitt dashboard (or the API), the merchant creates an order: total amount, number of shares, and a payment deadline — say $1,400, 4 shares, 24 hours. Splitt returns one shareable link.
The link hits the group chat
The organiser drops the link where the group already is — iMessage, WhatsApp, email. Each person sees the order, the shares remaining, and the countdown.
Claim a spot, pay your share
Each participant claims a share and pays it — card, Apple Pay, Google Pay, Afterpay, or Zip. Their money is held securely; nobody's payment goes anywhere until the whole order completes.
The order confirms
The moment the final share lands, the order flips to confirmed. The merchant gets notified instantly and the full amount, minus Splitt's fee, is routed to their account.
Or everyone gets refunded
If the group doesn't fill every share in time, every payment is refunded in full — automatically, no requests needed. The merchant's calendar or stock frees up, and nobody's out of pocket.
The all-or-nothing rule is the whole product
It's what makes both sides trust the split. Merchants never hold partial money for a booking that won't happen. Consumers never pay for something the group didn't commit to.